Father with toddler on back

Health insurance for single parents

Flexible single parent health insurance for you and your kids. Mix and match our cover options to find one that’s right for you and your little ones.
Get up to 12 weeks FREE plus up to $200 gift card and no waits on eligible extras
For new members who start & keep eligible combined cover. Weeks free applied over 26 months. Offer ends 12 May 2026. T&Cs.

100% back*

The whole family gets 100% back on their first dental scale and clean each year.*

Flexible extras

Parents and kids might have different health needs. Our Flex Extras give each of you flexibility to use your cover how you want.

All your kids covered for one price

Family cover doesn't get more expensive if you have more than one dependant.

No hospital excess for kids

If your kids need to go to hospital, you won't have to pay an excess. Applies to most family and single parent covers.*

Find the right health insurance for your family

View

cover for

What matters most is

Yes, you can. With HBF, you can get health cover for just your child. To find out more, please contact us.

Dependent children can stay covered on a parent or guardian’s policy until the day before they turn 31 so long as they aren’t married or in a de-facto relationship.

Learn more about Keeping your kids covered until age 31

No. HBF, like most health funds, have a 12-month waiting period for pregnancy and birth. Waiting periods help to discourage people from signing up for health cover, claiming and leaving soon after, which drives premiums up for all other members of the health fund.

Woman contacting HBF

Still have questions?

However you want to connect with us, we’re here for you.