Inclusions

An inclusion is a treatment, service or good that we will pay a benefit towards. With 38 included services and no excluded or restricted services, Gold Hospital Elevate is our top level of cover for total peace of mind.

Rehabilitation
Hospital psychiatric services
Palliative care
Tonsils, adenoids and grommets
Joint reconstructions
Hernia and appendix
Gynaecology
Dental surgery
Ear, nose and throat
Bone, joint and muscle
Kidney and bladder
Male reproductive system
Digestive system
Gastrointestinal endoscopy
Miscarriage and termination of pregnancy
Chemotherapy, radiotherapy and immunotherapy for cancer
Blood
Skin
Brain and nervous system
Eye (not cataracts)
Pain management
Breast surgery (medically necessary)
Diabetes management (excluding insulin pumps)
Lung and chest
Back, neck and spine
Plastic and reconstructive surgery (medically necessary)
Pain management with device
Sleep studies
Heart and vascular system
Podiatric surgery (provided by a registered podiatric surgeon)
Implantation of hearing devices
Insulin pumps
Cataracts
Joint replacements
Dialysis for chronic kidney failure
Pregnancy and birth
Assisted reproductive services
Weight loss surgery

Added hospital features

Urgent ambulance
Private room coverage^*
Travel and accommodation

If you don’t think you need cover for everything, you may want to compare our lower levels of hospital cover.

Compare cover options