Find Cover
Health insurance
Cover for my life stage
Hospital cover
Extras cover
Common extras services
Ambulance cover
Use Cover
How to use your cover
Find a provider
Member Benefits
Health programs & services
Our partners
Guides & Support
Help Centre and FAQs
Guides and resources
Check out our simple how-to guides to assist you in managing your HBF cover online, anytime
Explore now
We share how you may be able to use your health cover to access professional care, plus free helpful resources for managing your mental health.